Archive | 2015 RSS feed for this section

Will you run out of money in retirement?

The possibility of running out of money in retirement is a topic much favoured by journalists when they are commentating on the pension freedoms. It is rightly a matter for concern for individuals to review. Where do you stand? Pensions Freedom The changes became law with effect from 6th April 2015 and, principally, allow individuals […]

Continue Reading Comments { 0 }

Nigeria – a new age of excellence?

That’s the target of the new government for this nation of 178 million (2014). Retired General Buhari was elected President of Nigeria in March 2015 for a four-year term. He campaigned on a three-pronged agenda of tackling insecurity, curbing widespread corruption and reviving the ailing economy. President Buhari is popular with the masses and is […]

Continue Reading Comments { 0 }

We want to make the service personal

We do our best to provide a personal service, whatever the size of the investment pot. This means meeting most clients twice a year and providing a formal report before the meeting. The text below is typical of the letter I write to a client after a meeting.               […]

Continue Reading Comments { 0 }

Volkswagen – should it matter to you as an investor?

Introduction                                                                                       The story is relatively simple, the falsification of emission tests which […]

Continue Reading Comments { 1 }

Doing Good Better – A New Way to make a Difference

Most of the people who read this blog give money to some of the thousands of charities in the world, most of which are aiming to do good for people. In his book “Doing Good Better – Effective Altruism and a Radical New Way to Make a Difference” William MacAskill aims to show readers how […]

Continue Reading Comments { 0 }

Drax – Why Vote for Eco Madness?

Drax is a power generation group that supplies around 7% of UK’s electricity. It is transforming itself at enormous cost (most of it billed to the electicity consumer) from Europe’s largest coal-fired power station to Europe’s largest renewable energy project. The new fuel is wood pellets but Drax is not commercially viable without the subsidises, […]

Continue Reading Comments { 0 }

Why Did the Chicken Cross the World?

More than 20 billion chickens live on our planet, far outnumbering humans and all other species of birds and animals. Only one country and one continent are fowl-free. The Vatican City state has no room for chicken coops and the Pope’s supper comes from Rome’s markets and international treaties governing Antarctica forbid the import of […]

Continue Reading Comments { 1 }

Gold – false friend and eternal beauty

From ancient times to the modern day gold has been synonymous with wealth and prosperity. It has been a valuable and highly sought-after precious metal for coinage and jewellery since long before the beginning of recorded history. As a store of wealth it has frequently been used for trading. But anyone who has bought and […]

Continue Reading Comments { 0 }

Saudi Arabia’s misjudged gamble on oil

In 1986 the Saudis opened the spigot and sparked a four-month, 67% plunge that left the price of oil just above $10 a barrel. That led to the economic slowdown of the industrialised economies worldwide The US oil industry collapsed, triggering a quarter-century of production declines, and the Saudis regained their leading role in the […]

Continue Reading Comments { 0 }

Emerging Markets – A Promise Unfulfilled

The BRIC thesis posits that China and India will become the world’s dominant suppliers of manufactured goods and services while Brazil and Russia will become similarly dominant as suppliers of raw materials. The term BRIC was coined in 2001 in a Goldman Sachs report which speculated that by 2050 these four economies would become wealthier […]

Continue Reading Comments { 0 }