Welcome to Investor Insight! A place where we discuss our market overview, comment on current economic issues and challenge what the papers want you to think. We include our newsletters, interesting articles and the occasional book review. We try to keep it real, so please feel free to share with us what you think.

The Delusion of Objectivity We see what we want to see!

Tim Harford is the ‘undercover economist’ who writes a column in the FT Weekend Magazine most weeks. He recently wrote about the “Delusions of objectivity” and the sort of situation whereby an analyst highlights the positive nature for an investment trust of a price at a discount to Net Asset Value (NAV) whilst over-looking the […]

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The Referendum and Your Investments

On 23 June 2016 UK voters will respond to a referendum with a simple ‘Yes’ or ‘No’ vote in order to answer the question “Should the United Kingdom remain a member of the European Union?”. Advocates of both camps argue that the future of the country can only be secured by voting for their proposition. […]

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Investment Styles

The first duty of every investment manager is to produce good returns for the individuals who have entrusted capital to them. The purpose of this post is to summarise some characteristics of different investment styles that managers might follow. Much more information can be found on the internet. There are over 3,500 collective investment funds […]

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Portfolio 2016

It is our normal practice to review our investment process early in each new year. We review the past year and take account of lessons learned and of changes in the economic and political circumstances in which client capital is invested. Our aim is to put the investment portfolios in the best position to produce […]

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Barclays Equity Gilt Study

The Barclays Equity Gilt Study gives a clear picture of the returns from the UK market over the past 114 years. It is the UK’s foremost source of data and analysis on long-term asset returns with data going back to 1899. The study has been published every year since 1956 and, it is claimed, shows […]

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A Client Story January 2016

It was a sad start to the New Year when we were told that a client aged 93, whom we had known for eleven years, had died after a short stay in hospital. I will use the pseudonym James. Our last meeting with him had been in August 2015 but there were many contacts in […]

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What are blogs for?

The team at Raymond James Hitchin aims to publish a blog post every week on our website, www.rjwealthmanager.co.uk . Clearly, one purpose is to promote our services of investment management and personal planning by demonstrating our expertise and showing that we work to a broader canvas than the minutiae of investment research and management. We […]

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Challenging the Monkeys!

The Wall Street Journal (WSJ) in 1988 created an annual stock picking contest – WSJ Dartboard Contest – with monkeys throwing darts vs. professionals picking shares. The professional always won but by only a small margin and after 14 years the competition was dropped as altogether too embarrassing. The genesis for the competition came from […]

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Will you run out of money in retirement?

The possibility of running out of money in retirement is a topic much favoured by journalists when they are commentating on the pension freedoms. It is rightly a matter for concern for individuals to review. Where do you stand? Pensions Freedom The changes became law with effect from 6th April 2015 and, principally, allow individuals […]

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Nigeria – a new age of excellence?

That’s the target of the new government for this nation of 178 million (2014). Retired General Buhari was elected President of Nigeria in March 2015 for a four-year term. He campaigned on a three-pronged agenda of tackling insecurity, curbing widespread corruption and reviving the ailing economy. President Buhari is popular with the masses and is […]

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