A commentator recently suggested that the concept of ‘buyer beware’ under which the risk of a purchase is borne by the buyer and not the seller should be suspended for financial services because of the seemingly infinite complications of financial products and services.
Tag Archives | economy
As you might expect, I look back at the past month and year-to-date but I give more space to looking forward over the next month and more. Project Fear is now yesterday’s story and the threatened calamities (it would be wrong to call them forecasts) have been overtaken by positive events. Nonetheless, the road to […]
The cataclysmic failure of everything was forecast by David Cameron, George Osborne and the ‘big beasts’ in Remain and has not happened. The Electoral Reform Society in a recent report found that Project Fear may have had the opposite to the desired effect.
The personal financial pages have recently contained more warnings than usual of a stock market bubble and the crash that will follow its bursting. The concerns were not restricted to the London stock market but were worldwide. The London Stock Exchange (LSE) is no longer suffering from a Brexit headache. Project Fear has been shown to be an illusion and we do not yet know what will follow Article 50.
I suppose I might be seen as rather boring but so often it seems necessary that I say: “stay in the mainstream, it’s safer.” This post is based on a report in The Sunday Times in June 2016. It is the story of Mr B who seems to be about to lose his life savings. […]
Property is always on the wish list of private investors who have a perception of lower risk with better returns, although the facts show that the long-term returns of property and the stock exchange are broadly similar, with reliable income. The website This is Money reported in 2015 that over the 30 years from 1985 equities had given a capital return of 433% and commercial property had given a capital return of 402%.
For so many private investors ‘volatility’ is a dirty word because the fluctuation of prices conjures up ideas of uncertainty and risk. In contrast, cash is held to be ‘safe’ because the price does not change constantly but it is cash that loses a little value almost every day because of the effect of inflation.
Professor Nikolai Kondratieff was a Soviet economist who shortly after the Russian Revolution of 1917 helped to create the first Soviet 5 Year Plan.
Many investors, many theories – every year some of them are reviewed in The Stock Market Almanac which Stephen Eckett publishes. Will the wheel stop at zero every time? Probably not. And in a similar manner not every investment will be a winner. Envy the secretary whose boss, as a joke, gave her a £10 […]
Risk, an investment topic about which much rubbish is spoken and written. In part this is because there are no agreed definitions. Your ‘Balanced’ risk may or may not be the same as my ‘Balanced’ risk but as there are no comparable criteria, we can never know.
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Keith and I went to see Susie at Raymond James Investment Services as we had some money that had been left to our children. We had put the money in a children’s bond for 5 years and then the market flopped and we made no money on it! Susie was able to give us some ideas on how we might best invest the money so the children can (hopefully) have something when they are older! It was great to be able to speak to someone 'normal'! No jargon, easily understandable and no hassle whatsoever! We are now looking at taking out our premium bonds which we get no return on and investing them through Raymond James. Great service!Keith and Louise Y February 2010
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