Tag Archives | Pension

“What would be a safe rate of interest for a widow to earn? “Probably about 8 per cent!”

That quotation is taken from a presentation to a conference of financial advisers in 1979 in the USA. That was then regarded as a sensible, cautious and realistic response when planning return on investment. In the UK in 1979 inflation was recorded as 13.4% and the bank base rate ranged between 12% and 17%. Similar […]

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It’s your life. How much income will be comfortable?

Not many weeks pass without a ‘financial expert’ telling us we will run out of money before we die. Is it really reasonable to imply that the rest of us have just mush between our ears? I am certain that few people plan to run out of money before they die but, planning can go […]

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“I’m scared of living any longer – our money has all gone”

It highlighted for me the worst nightmare for any pensioner – a cash shortfall

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Will you run out of money in retirement?

The possibility of running out of money in retirement is a topic much favoured by journalists when they are commentating on the pension freedoms. It is rightly a matter for concern for individuals to review. Where do you stand? Pensions Freedom The changes became law with effect from 6th April 2015 and, principally, allow individuals […]

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